Yes, a good subject!
Not very sophiscated I know but I mostly just take a picture using the camera's meter reading and then check the result on the screen on the back. Because I'm nearly always in manual mode, it's then very easy to adjust the exposure either up or down a bit as required.
In some cases, such as mainly dark or light backgrounds, you can take a fairly good guess at which way you need to go (remembering that the camera will want to make the picture look 'average grey').
Using a hand-held meter might be better but, as both Thorsten and Ciaran have explained, you may still have to adjust your exposure from the meter's reading too.
Being able to see how the exposure has worked out by checking the screen on your camera has to be one of the biggest advantages of digital cameras over film cameras - not need to guess and hope for the best any more!